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- Cashless treatment at 5700+ network hospitals and 1500+ diagnostic centers across India
- Tax saving under Sec 80D
- Claim settlement in an hour*
- In-house health administration team
- Exclusive Value Added Services to the customers
Bajaj Allianz Health Insurance Plans
Health insurance policy gives you access to the best medical care and treatment while being financially protected. In case of a health emergency, your mediclaim health care policy guarantees peace of mind and ensures that you and your family are protected from medical expenses while receiving the best treatment at a hospital of your choice.
Policyholders can avail multiple benefits like pre and post hospitalization expenses, cashless treatment, room rent, ambulance charges, and much more. The health insurance premium amount mainly depends on the sum insured amount as well as the number of members covered under the health insurance policy.
Bajaj Allianz offers a range of affordable health insurance plans. Health insurance plans by Bajaj Allianz are custom made to protect you against the rising healthcare costs. We have the highest claim settlement ratio among private insurers. We have medical insurance plans for all categories like:
Bajaj Allianz health insurance is known for its unique features and its services to the customers. At Bajaj Allianz, we understand the value of the customer’s time as well as money, which is proven by the fact that the average claim settlement time taken by us averages at around 1 hour, one of the fastest in the entire industry. Another key aspect is the pricing of Bajaj Allianz health insurance plans, which is very competitive even though it is loaded with all the latest features and coverages. We also have a huge base of customers who have opted for medical insurance plans by Bajaj Allianz and are extremely satisfied with the services offered by us. You can also check out Health insurance reviews provided by our customers to learn more about their experiences with Bajaj Allianz medical insurance plans.
Scroll below to know more about our health insurance policies.
Health Insurance Policies
Health Insurance for Individuals
Individual Health Guard Insurance is an affordable health insurance policy that will shield you against rising medical costs incurred during hospitalization and medical emergencies.
Health Insurance for Family
Health Guard Family Floater health insurance provides health cover for the whole family. It acts as a single umbrella under which you can protect the health of you and your family members.
Life being uncertain takes you through many twists and turns. Accidents can happen with anyone anywhere and can create serious financial problems for the family and you may not be prepared for it.
Health Extra Care is a top-up health insurance plan that allows you to extend your existing health insurance cover by 2-3 times at a significantly lower cost, should the need arise.
A critical illness policy can come to your rescue when diagnosed with critical illnesses like cancer, tumors or strokes etc. Its provides cover against higher treatment cost for such illnesses.
Health Extra Care Plus is a upgraded top-up health insurance plan provided by Bajaj Allianz which acts as an additional cover to your existing health cover and provides wider health protection.
Why Bajaj Allianz Health Insurance
- More than 1.4 lakhs Health Insurance claims processed successfully in 2015-16.
- Cashless claims facility at over 5700+ hospitals and 1500+ diagnostic clinics across the country.
- Average health insurance claim settlement time of 1 hour.
- Value Added Service (VAS) partners providing special offers exclusively for our health insurance customers.
- 24/7 call assistance for claims settlement.
- In-house Health Administration Team (HAT)
- One of the top health insurance service provider in the country
- Maximum coverage at a very affordable price
- Easy to buy/renew online insurance policies
Why Health Insurance?
Health Insurance Helps You Save Your Tax
Bajaj Allianz health insurance policy helps you save tax up to Rs. 60000/- under Sec 80D against the premium paid for your policies. You can save tax as follows:
- On the premium paid for self, spouse, children and parents, the deduction can be availed up to Rs 25,000 per annum, provided the age of the individual is not above 60
- If the premium paid by an individual is towards a health insurance policy for his or her parents who are senior citizens of age 60 or more, the maximum health insurance benefit is capped at Rs 30,000
- A taxpayer may therefore maximize tax benefit under section 80D to a total of Rs 55,000 if his age is below 60 and when the parents age is above 60
- For those tax payer individuals who are of age 60 or more and are also paying medical insurance premium for their parents, the maximum tax benefit under section 80D would therefore be a total of Rs 60,000